70% of consumers prefer using BNPL where they bank
Today’s payment ecosystem can be fragmented and difficult to navigate. Give your debit cardholders one place to access flexible financing for their everyday purchases.
YOUR APP. THEIR WALLET. OUR PLATFORM.
A single place for a seamless BNPL experience on your banking app
- Activate BNPL for debit cardholders in their trusted banking app
- Automatically send notifications when transactions are eligible
- Provide high quality BNPL loans that align with cardholder goals
- Offer a satisfying and refreshingly simple user experience
A PREMIUM BNPL SOLUTION BY YOU
Staying connected with cardholders as they go shopping
Set parameters for eligibility
Keep your cardholders' financial health in mind when determining their eligibility for BNPL offers
Leverage transaction data
Offer financial flexibility and determine loan eligibility based on account history
Elevate cash flow underwriting
Maintain high loan quality and low delinquencies through smarter decisioning
Sync loan info with account
BNPL plans are automatically synced to the same account as the debit card within the banking core
Personalize additional offers
Suggest additional BNPL offers for cardholders based on their shopping preference
Automate marketing workflow
Run marketing campaigns designed for shopping occasions to introduce your BNPL solution
SAY HELLO TO GROWTH
Attract, engage, and retain cardholders through BNPL from you
- Provide Millennials' and Gen Z's preferred payment method
- Re-engage debit cardholders using third-party BNPL solutions
- Offer an alternative to those averse to traditional credit products
- Drive increased interchange and net new interest income
BNPL DASHBOARD INSIGHTS
Drive adoption, grow engagement, and improve user experience
Leverage equipifi's BNPL insights to assess debit cardholders' appetite for BNPL, measure engagement with your offers, and analyze what plans they are accepting.
Learn more about BNPL for financial institutions
Enhancing the Debit Card with Split Payments with ACU of Texas
Clay Franks (ACU of TX) and Bryce Deeney (equipifi) joined Mike Lawson on CUBroadcast to chat on the value BNPL brings to the institution a...
How to Support Cardholder Buy Now, Pay Later Needs Post Holiday Shopping
How can you tell if your cardholders are experiencing BNPL stress? What can you do to help?
Next Gen Consumer Expectations and Habits for Flexible Spending
This article does a deep dive into why BNPL is so attractive for next gen users, why their interest matters, and what financial institution...