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FINANCIAL INSTITUTIONS

70% of consumers prefer using BNPL where they bank

Today’s payment ecosystem can be fragmented and difficult to navigate. Give your debit cardholders one place to access flexible financing for their everyday purchases. 

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YOUR APP. THEIR WALLET. OUR PLATFORM.

A single place for a seamless BNPL experience on your banking app

  • Activate BNPL for debit cardholders in their trusted banking app
  • Automatically send notifications when transactions are eligible
  • Provide high quality BNPL loans that align with cardholder goals
  • Offer a satisfying and refreshingly simple user experience

A PREMIUM BNPL SOLUTION BY YOU

Staying connected with cardholders as they go shopping

Set parameters for eligibility

Keep your cardholders' financial health in mind when determining their eligibility for BNPL offers

 

Leverage transaction data

Offer financial flexibility and determine loan eligibility based on account history

 

Elevate cash flow underwriting

Maintain high loan quality and low delinquencies through smarter decisioning 

Sync loan info with account

BNPL plans are automatically synced to the same account as the debit card within the banking core

Personalize additional offers

Suggest additional BNPL offers for cardholders based on their shopping preference

 

Automate marketing workflow

Run marketing campaigns designed for shopping occasions to introduce your BNPL solution

Enable BNPL Carosel

SAY HELLO TO GROWTH

Attract, engage, and retain cardholders through BNPL from you

  • Provide Millennials' and Gen Z's preferred payment method
  • Re-engage debit cardholders using third-party BNPL solutions 
  • Offer an alternative to those averse to traditional credit products
  • Drive increased interchange and net new interest income
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BNPL DASHBOARD INSIGHTS

Drive adoption, grow engagement, and improve user experience

Leverage equipifi's BNPL insights to assess debit cardholders' appetite for BNPL, measure engagement with your offers, and analyze what plans they are accepting.

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MORE RESOURCES

Learn more about BNPL for financial institutions

Enhancing the Debit Card with Split Payments with ACU of Texas
BNPL

March 17, 2023

Enhancing the Debit Card with Split Payments with ACU of Texas

Clay Franks (ACU of TX) and Bryce Deeney (equipifi) joined Mike Lawson on CUBroadcast to chat on the value BNPL brings to the institution a...

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How to Support Cardholder Buy Now, Pay Later Needs Post Holiday Shopping
Financial Institutions

January 18, 2023

How to Support Cardholder Buy Now, Pay Later Needs Post Holiday Shopping

How can you tell if your cardholders are experiencing BNPL stress? What can you do to help?

Read more
Next Gen Consumer Expectations and Habits for Flexible Spending
Payment Preference

December 18, 2022

Next Gen Consumer Expectations and Habits for Flexible Spending

This article does a deep dive into why BNPL is so attractive for next gen users, why their interest matters, and what financial institution...

Read more