OnPath Credit Union (OnPath), a member-owned financial cooperative dedicated to being a financial advocate for its members and communities, announced the launch of an in-house Buy Now, Pay Later (BNPL) solution. Designed to meet members’ needs, this new offering delivers flexible payment options through OnPath’s trusted banking experience, helping members manage expenses and improving their quality of life.
OnPath’s BNPL solution enables members to divide eligible purchases into fixed, manageable installment payments using their existing checking accounts and debit cards. Fully integrated within OnPath’s mobile and online banking platforms, the program offers a convenient, accessible way for members to manage cash flow, all while staying connected to the credit union’s personalized support and financial guidance. OnPath partnered with equipifi, the leading BNPL platform built for financial institutions, to bring this solution to life. Members can access funds ahead of a purchase or convert qualifying debit card transactions into installment plans through personalized, pre-qualified offers.
“Our goal is to make it easy for members to bank how they want, when they want, and through tools that are relevant to their everyday life,” said Jared Freeman, President and CEO of OnPath Credit Union. “Launching BNPL gives our members access to financial flexibility and purchasing power whenever they need it. This helps us better support them throughout their financial lifetime, through the banking app they already trust.”
OnPath’s BNPL solution is fully embedded within its own secure banking ecosystem. Members benefit from consistent service, direct support from their credit union, and program oversight that aligns with OnPath’s longstanding tradition of member-focused banking.
“OnPath FCU exemplifies how financial institutions can deliver responsible BNPL rooted in community and care,” said Bryce Deeney, Founder and CEO of equipifi. “By offering BNPL in-house alongside trusted services and personalized support, OnPath is helping members manage today’s needs while building toward a brighter financial future.” As BNPL and flexible payment adoption continues to grow across the United States, OnPath remains focused on offering accessible, forward-looking solutions that reflect members’ evolving preferences while making everyday banking more convenient and rewarding.
OnPath Credit Union is a member-owned, not-for-profit financial cooperative serving Southeast Louisiana since 1961. With nearly 92,000 members and over $1.2 billion in assets, OnPath ranks as the fourth-largest credit union in Louisiana. It is committed to placing people over profits and empowering financial freedom through accessible products, competitive rates, and personalized service. OnPath operates multiple branches across the Greater New Orleans area, Northshore, and surrounding communities. For more information, visit BeOnPath.org.
equipifi is the leading Buy Now, Pay Later (BNPL) platform built for financial institutions in the United States. Its white-label solution integrates with core banking and digital platforms, aligning BNPL offerings with consumers’ financial goals and banking preferences. equipifi enables institutions to boost engagement, grow market share, and deliver transparent, manageable installment options directly through their own apps. Learn more at www.equipifi.com.