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Product
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Pre-Purchase
Real-time funds before checkout
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Post-Purchase
Split larger purchases after the spend
Platform
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Reporting
Real-time program visibility
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Loan Management
View and manage your loan portfolio
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Risk Management
Design your program, your way
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Marketing
Engagement tools to grow adoption
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Integration
Built into your banking technology
By Use Case
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Buy Now, Pay Later
Own BNPL inside your banking experience
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Debit Cards
Flexible financing on debit transactions
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Checking Accounts
Flexible funds, available on demand
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Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness
Grow financial strength and resilience
Discover
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Purchasing Power
Why real-time flexible payments matter
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Events & Webinar
Meet equipifi live and on-demand
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Blog
Stay close to what we're building
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Insights and innovations in BNPL
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Press
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Career
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Annual Conference
The only conference dedicated to FI BNPL
Integration
One connection to power every financial moment

Here’s what it takes to integrate with equipifi.

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See why hundreds of financial institutions call equipifi their easiest integration ever

guides
Turnkey integration guides

Comprehensive guides to easily connect equipifi to your banking core and digital banking platform.

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Proven go-live workflow

Dedicated equipifi personnel and training materials to launch an elevated white label product.

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Experienced partners

Existing integration and customers on most banking tech providers that know the launch process.

Set the record like ACU and take your program live

Launched as the
1st
equipifi customer on Access Softek
Went live in
39
days from project kick-off
Users accepted
300+
BNPL offers in the first month

Move like a fintech with your banking core

What makes your flexible payments great? The banking relationships that are powered through your core. By connecting with equipifi’s platform, enable:

  • Purchasing power calculated with real-time consumer data

  • Applicationless loans through accurate cash flow decisioning

  • Automated workflows as loans are completed and synced back to the core

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Embedded seamlessly in your digital banking experience

Set your banking app at the center of purchase activity. Activate flexible payments on existing payment products, then direct consumers to their digital banking to:

  • View, accept, and manage all available flexible payments offers

  • Adjust their budget with extra cash flow before and after purchase

  • Check out their real-time purchasing power

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“Our BNPL implementation with equipifi was by far the easiest and smoothest we've ever done. There were very few things we had to tweak to bring it live and feel confident in it.”

Thomas Gessel

SVP and Chief Innovation Officer First Credit Union

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Advanced connectivity with API

For financial institutions looking for a deeper technology partnership, equipifi has an application programming interface (API) to support integration. Reach out to explore if API-led flexible payments is right for you.

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Don’t just take our word for it

Openland CU's BNPL program outpaces 3rd-party fintech usage for their membership

USF CU launched an elevated in-house debit card BNPL program to meet member demand

Educators Credit Union increased its online banking engagement by launching BNPL

Capitol CU elevated its banking experience with a BNPL program members love

FirstFunds empowers members where they are with BNPL that contributes to the bottom line

GEN Pay maintained a high engagement, high-quality BNPL loan portfolio in year one

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Ready to get started?
Let’s chat!