Go beyond cash flow underwriting. equipifi's platform uses cash flow decisioning to present pre-qualified flexible payment offers at scale. Set your rules, turn on your program, and let the automated workflows begin.

If flexible payments are no longer beneficial to the consumer, equipifi’s platform stops presenting them with offers. Avoid overextension with settings that disqualify further usage when delinquent payments occur. Manage a portfolio that self optimizes for loan and usage quality.

Your program isn’t one-size-fits-all. Adapt loan offers to the purchasing power of individual consumers and their commerce activity. Set loan tiers based on the size of the plan and configure interest rates for each. Meet each consumer where they are.