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Product
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Pre-Purchase
Real-time funds before checkout
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Post-Purchase
Split larger purchases after the spend
Platform
reporting
Reporting
Real-time program visibility
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Loan Management
View and manage your loan portfolio
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Risk Management
Design your program, your way
marketing
Marketing
Engagement tools to grow adoption
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Integration
Built into your banking technology
By Use Case
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Buy Now, Pay Later
Own BNPL inside your banking experience
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Debit Cards
Flexible financing on debit transactions
checking-account
Checking Accounts
Flexible funds, available on demand
engagement
Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness
Grow financial strength and resilience
Discover
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Purchasing Power
Why real-time flexible payments matter
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Events & Webinar
Meet equipifi live and on-demand
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Blog
Stay close to what we're building
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Newsletter
Insights and innovations in BNPL
Connect
press
Press
News and announcements
career
Career
Build with us
annual
Annual Conference
The only conference dedicated to FI BNPL
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About Our Company
Powering banks and credit unions for the next generation of consumers
Here’s an embedded tool for balancing after the spend
Our Story
Why equipifi exists

equipifi exists to put flexible payments in the hands of the financial institutions (FIs) that already own the consumer relationship. We power banks and credit unions across the US to offer their consumers real-time purchasing power under their own brand, on their own terms.

Founded in 2021 by Bryce Deeney, a fintech veteran and former credit union executive, equipifi was built on a simple belief FIs already have the trust, the relationships, and the data. They just needed the tools to put it all to work. So we built them.

Today, equipifi powers flexible payments for hundreds of banks and credit unions across the US built on the conviction that financial institutions, not third-party fintechs, should own the most important moments in their consumers' financial lives.



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An award winning team and innovations
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Ready to get started?
Let’s chat!