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Split larger purchases after the spend
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Grow financial engagement through flexible payments

Embed pay-over-time capabilities across your digital banking experience, giving consumers purchasing power at every transaction.

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Powered by equipifi

Flexible payments, your way

We are the only platform helping financial institutions launch installment
capabilities they own across their entire banking experience.

Grow with Buy Now, Pay Later
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Offer purchasing power everywhere
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Installment loans on debit cards
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Cash flow capabilities in every account
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Secure, flexible, and compliant
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Automated workflows to scale responsibly and efficiently
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See engagement in just 8 weeks

You can’t compete with software that takes years to launch
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Get comfortable
  • Get your team aligned on your pay-over-time strategy
  • Connect to core & digital banking with our integration guides
  • Review go-to-market campaigns designed for your brand
Get confident
  • View and select your eligibility and offer parameters with our underwriting guide
  • See your branded, white label experience
  • Validate your program in any environment
Say “that was the easiest ever”
  • See organic product engagement immediately
  • Scale uptake through automated growth tools
  • Celebrate doing it all with no manual maintenance

Launching with equipifi is simple. Our process can be completed with 10 hours from your team, and is adaptable to your pace. We are connected with major banking cores and digital banking platforms. You’ll be up and running in no time.

See engagement in just 8 weeks

You can’t compete with software that takes years to launch
Week 0
Get comfortable
  • Get your team aligned on your pay-over-time strategy
  • Connect to core & digital banking with our integration guides
  • Review go-to-market campaigns designed for your brand
Week 4
Get confident
  • View and select your eligibility and offer parameters with our underwriting guide
  • See your branded, white label experience
  • Validate your program in any environment
Week 8
Say “that was the easiest ever”
  • See organic product engagement immediately
  • Scale uptake through automated growth tools
  • Celebrate doing it all with no manual maintenance

Launching with equipifi is simple. Our process can be completed with 10 hours from your team, and is adaptable to your pace. We are connected with major banking cores and digital banking platforms. You’ll be up and running in no time.

Don’t just take our word for it

Openland CU's BNPL program outpaces 3rd-party fintech usage for their membership

USF CU launched an elevated in-house debit card BNPL program to meet member demand

Educators Credit Union increased its online banking engagement by launching BNPL

Capitol CU elevated its banking experience with a BNPL program members love

FirstFunds empowers members where they are with BNPL that contributes to the bottom line

GEN Pay maintained a high engagement, high-quality BNPL loan portfolio in year one

Three ways financial institutions grow with flexible payments

Instant purchasing power

Check purchasing power, split payments, manage cash flow. Set your banking app at every important financial moment.
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Acquire accounts and expand market share

Give consumers a reason to join and a reason to stay. Get ahead of attrition by turning your program into a card and account growth engine.
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Generate high quality loans

Pre-approved offers and fully automated workflow. Provide consumers the funds they need that you know they can afford, with no manual intervention.
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Explore the Platform

Created for consumers, designed for FIs

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Measure performance

Keep a pulse on program engagement and loan activity.

Optimize parameters

Make adjustments easily. Offer a program as responsive as you.

Grow engagement

All the tools you need to be there for every important financial moment.

Enterprise-grade payments, built for every FI

 
Flexible to your needs
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Completely white labeled
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Robust integrations built
into your banking technology
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An extension of your team
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Seeing is believing

Discover what flexible payments can do for you today.