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Product
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Pre-Purchase
Real-time funds before checkout
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Post-Purchase

Split larger purchases after the spend

Platform
reporting
Reporting
Real-time program visibility
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Loan Management

View and manage your loan portfolio

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Risk Management
Design your program, your way
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Marketing

Engagement tools to grow adoption

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Integration

Built into your banking technology

By Use Case
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Buy Now, Pay Later

Own BNPL inside your banking experience

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Debit Cards

Flexible financing on debit transactions

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Checking Accounts

Flexible funds, available on demand

engagement
Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness

Grow financial strength and resilience

Discover
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Purchasing Power

Why real-time flexible payments matter

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Events & Webinar

Meet equipifi live and on-demand

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Blog
Stay close to what we're building
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Newsletter
Insights and innovations in BNPL
Connect
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Press
News and announcements
career
Careers
Build with us
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Annual Conference

The only conference dedicated to FI BNPL

Customers
What it's like partnering with equipifi

Thinking about BNPL but wondering what to expect? From our first hello to your integration and beyond, launching BNPL with us is so much more than just another software purchase. From all the subject matter expertise that you'll need to a true commitment to you and your account holders' success, this is what our financial institution partners say about working with us.

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CASE STUDY

FirstFunds empowers members where they are with BNPL that contributes to the bottom line

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CASE STUDY

USF CU launched an elevated in-house debit card BNPL program to meet member demand

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CASE STUDY

Educators Credit Union increased its online banking engagement by launching BNPL

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CASE STUDY

Capitol CU elevated its banking experience with a BNPL program members love

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CASE STUDY

GEN Pay maintained a high engagement, high-quality BNPL loan portfolio in year one

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CASE STUDY

Openland CU's BNPL program outpaces 3rd-party fintech usage for their membership

Insights & Innovation 2025

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Understanding BNPL: The Lending Perspective


Hear from lending leaders across institutions on their BNPL journey and learn how they set their strategic goals, what they expected, and what they found.

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Elevating the Digital Experience with BNPL


Three institutions, three different BNPL launches, and three sets of lessons. Explore how different credit unions approached adoption—and how they’re winning member engagement.

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Q&A: BNPL and Credit Scores


What have banks and credit unions been asking about BNPL and its impact on building creditworthiness?

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Ready to get started?
Let’s chat!