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Product
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Pre-Purchase
Real-time funds before checkout
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Post-Purchase
Split larger purchases after the spend
Platform
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Reporting
Real-time program visibility
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Loan Management
View and manage your loan portfolio
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Risk Management
Design your program, your way
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Marketing
Engagement tools to grow adoption
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Integration
Built into your banking technology
By Use Case
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Buy Now, Pay Later
Own BNPL inside your banking experience
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Debit Cards
Flexible financing on debit transactions
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Checking Accounts
Flexible funds, available on demand
engagement
Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness
Grow financial strength and resilience
Discover
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Purchasing Power
Why real-time flexible payments matter
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Events & Webinar
Meet equipifi live and on-demand
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Blog
Stay close to what we're building
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Newsletter
Insights and innovations in BNPL
Connect
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Press
News and announcements
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Career
Build with us
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Annual Conference
The only conference dedicated to FI BNPL

Real-time purchasing power in your banking experience

Stay relevant and connected through everyday financial decisions.

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Unlock purchasing power

Empower consumers with financial transparency and budget control

Help budget with flexible financing

Show the real-time purchasing power each consumer has with your financial institution.


Align cash availability with expenses

Timing matters. Offer purchase financing to match expenses with fund availability.


Support responsible spending

Provide better tools for everyday cash flow health, available at the time of purchase.


Get connected and stay connected

Be the go-to for all shopping and banking.


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See how banking leaders unlock purchasing power

Grow financial engagement with purchasing power

Drive up to
18%
more digital banking usage, with more valuable activities after log in 
See up to
91%
of any consumer who try become repeat users, increasing top-of-wallet
Re-engage up to
30%
of your account holders who may already be using BNPL externally 

Here's why consumers prefer purchasing power from you

Debit BNPL is modern credit
modern-credit
Flexible funds are an everyday
liquidity tool
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Tools that build financial wellness
flexible-spending
Accurate cash flow decisioning
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Stronger trust in their FI
satisfaction
Integration
Use your banking core to move like a fintech

From purchasing power, transaction filtering, and automated fulfillment, equipifi automates all workflows with your existing tech stack.

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Here’s where purchasing power can live across your banking products

Mobile banking
online-banking
Online banking
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Checking accounts
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Debit cards
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Engagement
communications
Fulfillment
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Ready to get started?
Let’s chat!