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Real-time funds before checkout
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Split larger purchases after the spend

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Real-time program visibility
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View and manage your loan portfolio

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Design your program, your way
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Engagement tools to grow adoption

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Built into your banking technology

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Buy Now, Pay Later

Own BNPL inside your banking experience

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Debit Cards

Flexible financing on debit transactions

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Checking Accounts

Flexible funds, available on demand

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Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness

Grow financial strength and resilience

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Purchasing Power

Why real-time flexible payments matter

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Meet equipifi live and on-demand

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Blog
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Insights and innovations in BNPL
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Annual Conference

The only conference dedicated to FI BNPL

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Jazzy Zhu

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Blog Post by Jazzy Zhu

Jazzy ZhuFeb 10, 2026 12:13:45 PM3 min read

Your Members and Customers Are Coming to Us for BNPL

Consumers are actively looking for Buy Now, Pay Later from the places they already trust ...
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Jazzy ZhuDec 8, 2025 2:47:36 PM6 min read

Understanding BNPL and Creditworthiness (ft. TransUnion)

How is Buy Now, Pay Later (BNPL) usage impacting credit scores today? What do financial ...
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Jazzy ZhuNov 14, 2025 3:27:32 PM4 min read

Why BNPL Matters More Than Ever for 2025 Holidays

In the blink of an eye, we’re nearing Black Friday again.
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Jazzy ZhuMay 8, 2025 10:51:26 AM3 min read

Arizona Financial Credit Union’s Member-First BNPL

Buy Now, Pay Later (BNPL) is no longer a trend, it’s a shift in how consumers expect to ...
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Jazzy ZhuNov 26, 2024 11:58:13 AM3 min read

Black Friday 2024 Predictions for Bank BNPL

It’s nearly Black Friday! In eCommerce, the five days from Thanksgiving to Cyber Monday ...
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Jazzy ZhuFeb 26, 2024 2:10:58 PM4 min read

Answering the Member Demand for Credit Union BNPL

In response to rising member demand, financial institutions are offering their own Buy ...
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Jazzy ZhuSep 1, 2023 10:12:08 AM3 min read

4 Questions Credit Unions Ask About Buy Now, Pay Later

The inaugural Insights and Innovation in Buy Now, Pay Later Digital Forum took place on ...
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Jazzy ZhuJul 11, 2023 2:21:22 PM4 min read

How Prime Day Grows Accounts, Deposits, and Engagement

No matter who you are, you’ve likely been receiving emails and ads about Amazon’s Prime ...
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Jazzy ZhuJun 15, 2023 11:52:47 AM4 min read

4 Strategies to Support Your Account Holders with Student Loans

Did you know that 45.9M Americans have student loan debt, which accounts for $1.7 ...
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