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Product
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Pre-Purchase
Real-time funds before checkout
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Post-Purchase

Split larger purchases after the spend

Platform
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Reporting
Real-time program visibility
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Loan Management

View and manage your loan portfolio

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Risk Management
Design your program, your way
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Marketing

Engagement tools to grow adoption

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Integration

Built into your banking technology

By Use Case
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Buy Now, Pay Later

Own BNPL inside your banking experience

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Debit Cards

Flexible financing on debit transactions

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Checking Accounts

Flexible funds, available on demand

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Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness

Grow financial strength and resilience

Discover
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Purchasing Power

Why real-time flexible payments matter

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Events & Webinar

Meet equipifi live and on-demand

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Blog
Stay close to what we're building
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Newsletter
Insights and innovations in BNPL
Connect
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Press
News and announcements
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Careers
Build with us
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Annual Conference

The only conference dedicated to FI BNPL

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Buy Now, Pay Later with equipifi

Lo SmithMar 23, 2026 7:36:06 PM2 min read

So You Want to Offer BNPL. Here’s What Actually Matters.

At this point, BNPL is not a “nice to have.” It’s table stakes.
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Lo SmithMar 27, 2024 12:18:06 PM2 min read

Here’s the Data on BNPL Delinquency and Risk

It can be tricky to evaluate innovative new lending products. Buy Now, Pay Later (BNPL) ...
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Pat ScherzFeb 29, 2024 1:22:59 PM3 min read

Debit Card BNPL vs. Credit Card BNPL

With rising consumer interest, Buy Now, Pay Later (BNPL) has become a must-have service, ...
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Jazzy ZhuFeb 26, 2024 2:10:58 PM4 min read

Answering the Member Demand for Credit Union BNPL

In response to rising member demand, financial institutions are offering their own Buy ...
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Michelle WilkinsonSep 7, 2023 11:52:10 AM4 min read

The Case for BNPL for Credit Unions in 2024

It’s time to revisit the credit union case for BNPL. Recently, Affirm released its own ...
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Jazzy ZhuJul 11, 2023 2:21:22 PM4 min read

How Prime Day Grows Accounts, Deposits, and Engagement

No matter who you are, you’ve likely been receiving emails and ads about Amazon’s Prime ...
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Team equipifiMar 17, 2023 2:57:07 PM3 min read

Enhancing the Debit Card with Split Payments with ACU of Texas

This month, Associated Credit Union of Texas launched Buy Now, Pay Later (BNPL) on its ...
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Michelle WilkinsonAug 3, 2022 1:23:19 PM3 min read

US Consumers are Increasingly Using BNPL as Cost of Living Increases

As the cost of goods and services increase in the US, Americans want more buffer, ...
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Bryce DeeneyJun 8, 2022 12:03:58 PM2 min read

Riding the Debit Rails, BNPL in 2022

Buy Now, Pay Later (BNPL) has been in the news, and in 2022 it’s riding the debit rails. ...
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