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Product
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Pre-Purchase
Real-time funds before checkout
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Post-Purchase

Split larger purchases after the spend

Platform
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Reporting
Real-time program visibility
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Loan Management

View and manage your loan portfolio

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Risk Management
Design your program, your way
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Marketing

Engagement tools to grow adoption

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Integration

Built into your banking technology

By Use Case
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Buy Now, Pay Later

Own BNPL inside your banking experience

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Debit Cards

Flexible financing on debit transactions

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Checking Accounts

Flexible funds, available on demand

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Digital Engagement
Drive value, not just touch points
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Installment Lending
Automate responsible borrowing
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Financial Wellness

Grow financial strength and resilience

Discover
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Purchasing Power

Why real-time flexible payments matter

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Events & Webinar

Meet equipifi live and on-demand

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Blog
Stay close to what we're building
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Newsletter
Insights and innovations in BNPL
Connect
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Press
News and announcements
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Careers
Build with us
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Annual Conference

The only conference dedicated to FI BNPL

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Buy Now, Pay Later with equipifi

Jazzy ZhuNov 14, 2025 3:27:32 PM4 min read

Why BNPL Matters More Than Ever for 2025 Holidays

In the blink of an eye, we’re nearing Black Friday again.
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Jazzy ZhuNov 26, 2024 11:58:13 AM3 min read

Black Friday 2024 Predictions for Bank BNPL

It’s nearly Black Friday! In eCommerce, the five days from Thanksgiving to Cyber Monday ...
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Brandon GuerreroNov 4, 2024 2:07:35 PM4 min read

Who is (Still) Afraid of BNPL?

It’s the end of 2024. Just like in Santa’s workshop, at equipifi we are busy at work with ...
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Pat ScherzJul 30, 2024 7:44:11 AM3 min read

Get a little more funds right now with BNPL 2.0

Never underestimate the impact of providing a little extra funds in a timely way. ...
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Michelle WilkinsonSep 7, 2023 11:52:10 AM4 min read

The Case for BNPL for Credit Unions in 2024

It’s time to revisit the credit union case for BNPL. Recently, Affirm released its own ...
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Jazzy ZhuJul 11, 2023 2:21:22 PM4 min read

How Prime Day Grows Accounts, Deposits, and Engagement

No matter who you are, you’ve likely been receiving emails and ads about Amazon’s Prime ...
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Michelle WilkinsonJan 18, 2023 1:15:36 PM4 min read

How to Support Cardholder Buy Now, Pay Later Needs Post Holiday Shopping

In recent years, consumers have preferred shopping online and are doing so more ...
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Casey FieldDec 17, 2022 10:37:14 PM6 min read

Next Gen Consumer Expectations and Habits for Flexible Spending

It comes as no surprise that Buy Now, Pay Later (BNPL) and its growth as a preferred ...
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Michelle WilkinsonAug 3, 2022 1:23:19 PM3 min read

US Consumers are Increasingly Using BNPL as Cost of Living Increases

As the cost of goods and services increase in the US, Americans want more buffer, ...
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Team equipifiJun 29, 2022 12:52:49 PM2 min read

Prime Days are Important for Financial Institutions too

Prime Days are near and soon packages will be piling up on doorsteps all across the US. ...
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Team equipifiNov 2, 2021 11:25:16 PM2 min read

Want to stay connected to your members? Take them shopping.

Just two years ago, it was rare for a US based eCommerce website to offer buy now, pay ...
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